R Dataset / Package wooldridge / loanapp

Submitted by pmagunia on March 9, 2018 - 1:06 PM
Dataset License
GNU General Public License v2.0
Attachment Size
dataset-53620.csv 362.22 KB
Documentation

loanapp

Description

Data loads lazily. Type data(loanapp) into the console.

Usage

data(loanapp)

Format

A data.frame with 1989 rows and 59 variables:

  • occ. occupancy

  • loanamt. loan amt in thousands

  • action. type of action taken

  • msa. msa number of property

  • suffolk. =1 if property in suffolk co.

  • appinc. applicant income, $1000s

  • typur. type of purchaser of loan

  • unit. number of units in property

  • married. =1 if applicant married

  • dep. number of dependents

  • emp. years employed in line of work

  • yjob. years at this job

  • self. =1 if self employed

  • atotinc. total monthly income

  • cototinc. coapp total monthly income

  • hexp. propose housing expense

  • price. purchase price

  • other. other financing, $1000s

  • liq. liquid assets

  • rep. no. of credit reports

  • gdlin. credit history meets guidelines

  • lines. no. of credit lines on reports

  • mortg. credit history on mortgage paym

  • cons. credit history on consumer stuf

  • pubrec. =1 if filed bankruptcy

  • hrat. housing exp, percent total inc

  • obrat. other oblgs, percent total inc

  • fixadj. fixed or adjustable rate?

  • term. term of loan in months

  • apr. appraised value

  • prop. type of property

  • inss. PMI sought

  • inson. PMI approved

  • gift. gift as down payment

  • cosign. is there a cosigner

  • unver. unverifiable info

  • review. number of times reviewed

  • netw. net worth

  • unem. unemployment rate by industry

  • min30. =1 if minority pop. > 30percent

  • bd. =1 if boarded-up val > MSA med

  • mi. =1 if tract inc > MSA median

  • old. =1 if applic age > MSA median

  • vr. =1 if tract vac rte > MSA med

  • sch. =1 if > 12 years schooling

  • black. =1 if applicant black

  • hispan. =1 if applicant Hispanic

  • male. =1 if applicant male

  • reject. =1 if action == 3

  • approve. =1 if action == 1 or 2

  • mortno. no mortgage history

  • mortperf. no late mort. payments

  • mortlat1. one or two late payments

  • mortlat2. > 2 late payments

  • chist. =0 if accnts deliq. >= 60 days

  • multi. =1 if two or more units

  • loanprc. amt/price

  • thick. =1 if rep > 2

  • white. =1 if applicant white

Source

https://www.cengage.com/cgi-wadsworth/course_products_wp.pl?fid=M20b&product_isbn_issn=9781111531041

Examples

 str(loanapp)
--

Dataset imported from https://www.r-project.org.

Documentation License
GNU General Public License v2.0

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